So you’d like to have the convienence of depositing your hard earned work check straight from your iPhone into your bank, no matter where you are? Well, there will soon be an app for that – USAA – a very small bank/insurance company is in the process of updating their current app.

USAA only contains one branch in San Antonio Texas and mainly serves military personnel. So with most of the bank’s customers deployed all over the world, this is an excellent idea. To make the deposit, simply take a photo. Take one of the front of the check and one of the back, and hit the send button. That’s all there is to it. There is not even a need to physically send in the check — just void it and go on your merry way as it is all completely handled electronically.

Now we don’t know about you but if our banks had an app like this, we’d be all over it. Any of our readers bank with USAA and are willing to give this a try once the update is released?

[Via NYTimes]

This is a story by the iPhone Blog. This feed is sponsored by The iPhone Blog Store.

Deposit Checks Via iPhone Photos

The iPhone 3G is a data monster. With speeds of 400, 600 or more than 1400kps reported in some areas, it sucks down information faster than El Jobso does veggie smoothies. Unfortunately, not every carrier in every country provides unlimited data plans to go with Apple’s next generation revolutionary internet device, or even reasonable data. And even those that do typically have a “soft cap” (e.g. 5GB) after which they either throttle down your speed, or put a black mark in your record as a problem customer and eventually give you the boot.

If you’re in one of the Scandinavian countries, in Mexico, Belgium, or any other Pacific or European, Latin or African country with very expensive data, or if you just want to keep track of how much you’re using and when, Apple has provided you and easy way to do it. Read on to find out how!

From the Home screen tap the Settings icon.

In Settings, tap General, then tap Usage. Near the bottom, you’ll see Cellular Network Data, both Sent and Received.

WARNING: Your iPhone may not always exactly match the data usage of your carrier, so if you’re near your limit, or have any reason to be concerned, always check directly with your carrier for updated, billable data usage.

To reset your usage data (for example, if one month ends and you want to start a fresh count for the next month), just scroll down and hit the Reset button.

As an alternative, you can consider using it like a car’s odometer instead, and just note down where you are at the end of one month, and subtract that a the end of the next to get each month’s total, and an overall total.

This is a story by the iPhone Blog. This feed is sponsored by The iPhone Blog Store.

How To: Keep Track of Your Data Usage With iPhone 3G